Free to start · English · 中文 · Français
The free, fun way to learn money and crypto.
Short lessons, little games, a dragon that grows with you — and real Pearls for every lesson you finish. Examples from everyday Hong Kong, in HK$.
No account needed for the first lesson · Lessons in English, 中文 and Français
- free lessons, each with its own quiz
- 42free lessons, each with its own quiz
- free tracks, open today
- 4free tracks, open today
- languages: English, 简体中文, Français
- 3languages: English, 简体中文, Français
- assistant questions a day on the free plan
- 10assistant questions a day on the free plan
Pick a path
Where do you want to end up?
Each path is a trail of short lessons with a goal at the end. Start anywhere — the money path needs no crypto at all.
Money & investing, from zero
Budgets, compounding, stocks and ETFs, trading, options — and every trick to avoid. No crypto needed.
with Po Po 龜婆婆
By the end
You finish with a budget that works, an emergency fund plan, a monthly investing habit in low-fee funds, and the reflexes to read any 'opportunity' — options and leverage included — before it reads you.
- 1Base CampWhere your money goes, the emergency fund, debt
- 2Compound FallsCompound interest, the rule of 72, time and DCA
- 3Market HarbourStocks, bonds, funds and ETFs, risk, fees
- 4Trading FloorInvesting vs trading, orders, leverage, emotions
- 5Options PeakCalls, puts, the payoff, time decay, futures
- 6Shark WatersPonzis, pumps, finfluencers and the five questions
- 7Dragon GateThe final leap across everything you learned
Start from zero
Bitcoin, Ethereum and stablecoins explained without jargon.
2 regions7 lessonsabout 35 minutes
StartOwn and use crypto
Your first wallet, your first coins, your first payment — step by step, for real.
3 regions14 lessonsabout 1 h 30
StartLearn LóngPay: your first crypto payment
Step by step with the real screens: set up, charge, get paid, send a payment link.
8 lessonsabout 25 minutes
StartFreelancer: get paid from abroad
Invoice overseas clients in USDT and keep more than with bank wires.
- 1Why clients like paying in USDT
- 2Your receiving wallet
- 3Invoicing in USDT
- 4Fees, networks and mistakes to avoid
Keep it safe
Hardware wallets, the habits that protect your keys, and the scams to recognise.
4 lessonsabout 40 minutes
Startfree · fun · effective
Learning money shouldn't feel like homework.
Bite-sized lessons
One idea per card, in plain words, with an everyday example. A lesson is three minutes — the length of a bus stop, not a lecture.
Wrong answers are explained on the spot and saved for a quick retry. A region closes with a final check: 80% to pass.
Play, don't memorise
Tap, drag, sort and spot the scam. Six kinds of exercise and six live simulators — slide the years and watch compound interest bend, draw an option before you buy it.
A message arrives. What do you do?
Stay motivated
A daily streak with one free shield a month, three quests a day that open chests of Pearls, XP, levels and badges. Small, but it brings you back tomorrow.
- 7 day streak +100
- 30 day streak +500
- 100 day streak +2000
Watch your dragon grow
Sats starts as an egg. Every lesson feeds him XP; every level he grows — horns, wings, then fire. By the end of a path he's a dragon, and so are you.
- Egg
- Hatchling
- Whelp
- Drake
- Wyvern
- Dragon
- Elder Dragon
The cast
Six characters, one each for the things that go wrong.
They host the regions, tell the stories and — in Huli's case — try every trick on you, so the real ones don't work.
Sats 小龍
Your dragon
Your dragon. Guards the Pearls, cheers every right answer, gets sleepy when the streak is at risk.
Kiki 錦鯉
Fellow learner
A koi and a fellow learner. Makes every beginner mistake first, so you don't have to.
Po Po 龜婆婆
The elder
A tortoise grandma. Money basics, backups, patience. "Rice first, nice bowl later."
Kei 麒麟
The verifier
A qilin who stamps every block and checks it twice. Markets, bonds, options — only what can be verified.
Lucky 招財貓
The shopkeeper
A fortune cat who runs a cha chaan teng that takes crypto. Paying, getting paid, the counter.
Huli 狐狸
The trickster
A three-tailed fox. Every scam in the book — pretend support, pumps, 3% a month. Caught every time.
Pearls
Learning pays. Literally.
Every first completion earns Pearls, and Pearls are real value: 100 Pearls take HK$1 off in the hardware shop. They live in the same account as LóngPay.
250Pearls for passing a region’s final check
- 25
- per lesson
- 25
- per practice
- 50
- per bonus oyster
- HK$1
- per 100 Pearls
Stuck? Ask ChatBTC.
An assistant that answers in plain sentences, in your language, without selling you a coin. People usually start with one of these:
- 10
- questions a day, free
- 50
- with Pro
- 200
- with Ultra
ChatBTC is education, not financial advice.
You're the client, not the product
Most free crypto content is paid for by an exchange, a token or an affiliate link. It works for them, not for you. Here the learners pay, so we answer to you alone.
- No sponsors
- No referral links
- Nothing we’re paid to push
Free to start. One simple plan.
Ultra is for those who want Thibault on call. Cancel any time.
- Four full tracks: "Money & investing", "Start from zero", "Keep it safe" and "Learn LóngPay"
- Practice, streaks and Pearls
- ChatBTC assistant — 10 questions a day
- All tracks, including the paid ones (own and use crypto, freelancer, and every new track)
- The Founding lounge — the members' room with Thibault, inside the app
- Monthly live Q&A
- Assistant — 50 questions a day
- Member price on hardware wallets, setup free with a purchase
- Everything in Pro
- Private Ultra room — a small circle Thibault is in every day
- Direct line — private messages with Thibault, answered within one business day
- You set the agenda — request a topic; the most requested becomes the next lesson or Q&A
- One 2-hour private session a year, in person in Hong Kong (video call if you're abroad)
- Assistant — 200 questions a day
7-day money-back guarantee on every plan and every payment method: card, Apple Pay, FPS or crypto.
Questions people ask first
Is the money & investing path really free?
Yes. All seven regions — budgeting, compounding, stocks and ETFs, trading, options, scams and the Dragon Gate test — are free, with no account needed for the first lesson. It needs no crypto knowledge at all, and it never tells you what to buy.
Is ChatBTC really free?
Yes. 4 full tracks, 42 lessons with their quizzes, practice, streaks, Pearls and 10 assistant questions a day cost nothing. Pro adds the paid tracks, the members’ lounge and a monthly live Q&A.
Do I need to own crypto to learn?
No. You can finish every free lesson without buying anything. When you feel ready, the lessons walk you through planning a first small purchase, safely.
Do I need an account?
Not for the first lesson. A free account keeps your progress, streak and Pearls, and the same account works in LóngPay.
Which languages?
English, 简体中文 and Français, for every lesson, every quiz and the assistant. You can switch at any time.
Is this financial advice?
No. ChatBTC is education. We explain how things work and how to stay safe; we never tell you what to buy.
What if Pro is not for me?
Ask for a full refund from your Profile within 7 days of your first payment. It applies to every payment method.
Learn money. Get Pearls. Grow a dragon.
A few minutes, no account, no wallet needed for the first lesson.
What do you want to do?
Pick a track. Short daily lessons and quizzes — earn XP and Pearls as you go.
Plans
Pro from HK$149 a month · Ultra HK$499
All tracks, the lounge and the monthly Q&A with Pro. Ultra adds a private room, a direct line to Thibault and a private session a year.
Founding member · HK$149 locked · 19 seats left
HK$149 / month · or HK$999 for a year (save HK$789)
You're the client, not the product
Most free crypto content is paid for by an exchange, a token or an affiliate link — it works for them, not for you. Here you pay, so we answer to you alone: no sponsors, no referral links, nothing we're paid to push.